Disclosures

Last updated: October 21, 2026

Education and accountability only

The Legacy Dad provides education and accountability. We are not an insurance agent, broker, attorney or investment adviser, and receive no compensation from any provider. Nothing in the app, the AI Legacy Guide, or our emails is insurance, legal, tax or investment advice.

No commissions, no referral fees

We are paid only by our members. We take no commissions, referral fees or other payments from insurers, brokers, will services or attorneys. Links to providers are plain links, not affiliate links.

Coverage estimates

Life insurance figures are an estimate from a standard needs-based method (income for the years your family needs it, plus debts, college and final expenses, minus savings), shown as a range and calculated from numbers you enter. They are not a recommendation to buy any amount. Disability what-if figures are simplified illustrations.

Carrier and provider information

Carriers are shown as "carriers to compare", using public information with the source and the date it was checked (most recently 2026-10-19). They are not ranked and not recommended for you. Always verify terms with the carrier's specimen contract or a licensed agent.

Wills and trusts

The Legacy Dad is not a law firm. We help you gather facts and choose a route (an online service, your state's statutory form where available, or an attorney). We do not draft, review or validate legal documents. Requirements for signing a will vary by state.

About Sean Puckett

Sean Puckett, CFA, created The Legacy Dad. He is a former Chief Investment Officer of SEC-registered wealth-management firms and a former national bank examiner. In The Legacy Dad he acts as a guide and program creator, not as an insurance agent, attorney or investment adviser to members. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.